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Stamp Duty Calculator (BSD + ABSD)

Calculate Buyer's Stamp Duty and Additional BSD based on your buyer profile and property count.

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Property price (or market value, whichever higher)

Property type

ABSD on an HDB flat or a new EC is remitted in full when any buyer is a Singapore Citizen, and is a flat 5% for Singapore PR buyers, however many properties they own. Other buyers cannot buy these on their own.

Buyer profile This residential property is your...

Entities pay the entity rate regardless of count. Foreigners pay the foreigner rate from their 1st property.

Results

Total stamp duty payable

S$0

Buyer's Stamp Duty (BSD): S$0
Additional BSD (ABSD) —: S$0

Stamp duty is payable within 14 days of signing the Sale & Purchase Agreement (or Option to Purchase exercise). Pay late and IRAS imposes penalties.

Results are indicative only and not a bank-approved quotation, IRAS assessment, or HDB confirmation.
Interest rates, stamp-duty rates, LTV limits and CPF rules change. Verify the latest with MAS, IRAS, HDB and your lender before transacting.
Consult a qualified mortgage broker, conveyancing lawyer, or accountant for advice specific to your situation.
SellMyHouse.sg accepts no liability for decisions made on the basis of these calculations.

References

Last updated: 25 Sep 2026

Frequently Asked Questions

Who pays BSD and ABSD?

The buyer pays. The seller does not pay BSD or ABSD — but if the seller is disposing within the seller's stamp duty (SSD) holding period, separate SSD applies to them.

When is stamp duty payable?

Within 14 days of executing the document in Singapore (or within 30 days if signed overseas). Late payment attracts penalty under the Stamp Duties Act.

Can I claim ABSD remission?

For an HDB flat, or a new EC bought from the developer, ABSD is remitted automatically: in full if any buyer is a Singapore Citizen, down to a flat 5% for Singapore PR buyers. For private property, a married couple that includes a Singapore Citizen and buys a second home in both names can have the ABSD refunded if they sell their first home within 6 months of buying a completed home, or within 6 months of the new home's TOP or CSC (whichever is earlier) if it is still under construction. Nationals under FTAs (USA, Iceland, Liechtenstein, Norway, Switzerland) receive same-rate treatment as SC. Conditions and documentation are strict — confirm with IRAS or your lawyer.

What if the buyer is a mix of profiles (e.g. SC + Foreigner)?

ABSD is assessed at the highest rate among all the buyers. A married SC + Foreigner couple is therefore charged the Foreigner ABSD rate unless they qualify for the marital remission.

Do these rates ever change?

Yes, frequently. ABSD rates were last revised in Apr 2023 (foreigner rate doubled from 30% to 60%). Always verify the latest rates on IRAS before transacting.

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